Seller tools

Seller net proceeds calculator

Estimate what you'll actually walk away with after commission, closing costs, credits, and your mortgage payoff.

Expected sale price

Mortgage payoff

Remaining loan balance(s)

Total commission

Negotiable; covers both sides

Closing costs

Escrow, title, transfer tax, misc

Buyer credits / repairs

Estimated net proceeds

$1,033,000

About 57.4% of the sale price, after payoff

Sale price$1,800,000

Commission– $90,000

Closing costs– $27,000

Mortgage payoff– $650,000

Net proceeds$1,033,000

Want a precise net sheet for your home?

This is a planning estimate. We'll build you an exact net sheet using your actual payoff, current Huntington Beach comps, and a strategy to net you more, not just list and hope.

Get a real valuation Talk to the Group

Estimates only, for planning purposes. Figures use typical coastal Orange County rates and assumptions and are not a quote, loan approval, or guarantee. Property taxes, insurance, HOA dues, rates, and closing costs vary by property and lender. Ratowsky Group and Compass are not tax, legal, or accounting professionals; consult a qualified professional and your lender before making decisions.

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Common questions

What costs come out of my sale price?: Typically: the total real estate commission, closing costs (escrow, owner's title policy, county transfer tax of about $1.10 per $1,000, and miscellaneous fees), any credits or repairs you give the buyer, and the payoff of your remaining mortgage. What's left is your estimated net proceeds.
Is the commission rate fixed?: No. Commission is always negotiable and is set in your listing agreement. The calculator defaults to a common total figure so you can see the impact, but the exact rate and how it's structured is something we discuss directly.
How accurate is this estimate?: It's a solid planning estimate, but a true net sheet uses your actual loan payoff, the real escrow and title quotes for your transaction, and current Huntington Beach comps to set price. We'll build that exact net sheet with you before you list.

Seller net proceeds calculator

Estimate what you'll actually walk away with after commission, closing costs, credits, and your mortgage payoff.

Expected sale price

Mortgage payoff

Remaining loan balance(s)

Total commission

Negotiable; covers both sides

Closing costs

Escrow, title, transfer tax, misc

Buyer credits / repairs

Estimated net proceeds

$1,033,000

About 57.4% of the sale price, after payoff

Sale price$1,800,000

Commission– $90,000

Closing costs– $27,000

Mortgage payoff– $650,000

Net proceeds$1,033,000

Want a precise net sheet for your home?

This is a planning estimate. We'll build you an exact net sheet using your actual payoff, current Huntington Beach comps, and a strategy to net you more, not just list and hope.

Get a real valuation Talk to the Group

Common questions

What costs come out of my sale price?

Typically: the total real estate commission, closing costs (escrow, owner's title policy, county transfer tax of about $1.10 per $1,000, and miscellaneous fees), any credits or repairs you give the buyer, and the payoff of your remaining mortgage. What's left is your estimated net proceeds.

Is the commission rate fixed?

No. Commission is always negotiable and is set in your listing agreement. The calculator defaults to a common total figure so you can see the impact, but the exact rate and how it's structured is something we discuss directly.

How accurate is this estimate?

It's a solid planning estimate, but a true net sheet uses your actual loan payoff, the real escrow and title quotes for your transaction, and current Huntington Beach comps to set price. We'll build that exact net sheet with you before you list.